01 Investor introduction

Every deal online starts with two questions: who is this, and did they really agree?

Today the world answers with copies: passport scans, passwords, card numbers typed into forms. Copies leak, get forged and cost billions. ORBIS replaces copies with proof. One key, born in the person's own phone, proves who they are, keeps their conversations private and signs what they pay for. Anyone can verify it in seconds.

ORBIS.ID liveORBLINK on phonesORBPAY live in sandbox
Download the 3-page PDF Request a meeting
02 Why now

The market is already paying for the problem.

$27.3B
lost to identity fraud by US consumers in a single year
JAVELIN · 2025 DATA
$42B
a year in chargebacks by 2028. Merchants win only ~8% of the disputes they contest
INDUSTRY ESTIMATES · 2025–26
€70–100
to verify one customer today. Reusable digital ID cuts it to €3–8
CORBADO / EIC · 2026
$58.7B
decentralized identity market by 2031, growing more than 50% a year
MORDOR INTELLIGENCE
2027
EU banks, telecoms and large platforms must accept digital identity wallets by law
EIDAS 2.0 · REG. (EU) 2024/1183
$1T
of US retail could be orchestrated by AI agents by 2030. Every agent needs a verified owner
MCKINSEY · OCT 2025
03 How ORBIS changes it

From copies everyone stores to proofs only you hold.

04 What we provide

Three products. One key.

ProveORBIS.IDThe trust fabric: issue, hold and verify digital credentials
  • Any organisation issues credentials under its own name and domain, in minutes
  • Anyone verifies, free, without an ORBIS account
  • Built on the final global standards (W3C, OpenID) that EU wallets use
● Live in production · standards-conformant
Visit orbis.id ↗
ConnectORBLINKThe free private communicator that carries your ID
  • Messages, calls, video and files, end-to-end encrypted
  • Reusable KYC passport inside the app: verify once, use everywhere
  • Passwordless login to websites by QR code
● On phones · 73 ms to first video frame
Visit orblink.id ↗
PayORBPAYConsented payment: identity, age and amount in one signature
  • One QR, one fingerprint. No card number or personal data on the merchant's page
  • Proof of consent before money moves; the amount is locked once signed
  • ORBIS never touches the money. The merchant's own processor does
● Live in sandbox · patent application prepared
Visit orbpay.id ↗
05 Why every participant uses it

Each side of the market gets something it can't get today.

Their pain today

What ORBIS gives them

Why they switch

06 The checkout, compared

A card proves a card was presented. ORBPAY proves a person agreed.

Card checkout

TypingCard, address, email, maybe an ID upload
Data on siteCard and personal data sit on the merchant's page
ConsentNone. A card number was presented
Age checkA separate vendor and a separate step
DisputeThe merchant loses ~92% of those contested

ORBPAY

TypingNothing. One scan, one fingerprint
Data on siteNone
ConsentSigned by the person, amount locked
Age checkInside the same signature
DisputeA sealed receipt both sides hold
07 Business model & five-year outlook

Free to verify. Free to join. Paid wherever trust creates value.

ORBPAY$0.03–0.04 per signed payment + merchant plansBelow any verification vendor; invisible next to card fees
ORBIS.ID$6k–150k per issuer a year + national programmesOrganisations issue under their own brand
ORBLINKFree app · Vault $0.99/mo · business seatsRecovery vault with reusable KYC included
PlatformUtilities billing, credit, APIs, per accountVertical engines that use the same ID

Revenue by product, US$ millions

ORBPAYORBIS.IDORBLINKPlatform

Illustrative planning model, not a forecast. Years 1–3 are built bottom-up (units × price per product); years 4–5 extend them at slowing growth. Conservative is 42% of base revenue and upside 2.1×. No revenue or transaction volumes are reported today.

08 Why ORBIS wins

Everyone else sells one piece. ORBIS holds the combination.

The only combination

Identity, private communication and consented payment on one key. Competitors sell one of the three.

Years ahead

An estimated ~$34M and 6.5 years of engineering to rebuild what is already live.

Regulation sells it

Dated legal deadlines in 2026–2027 create buyers who have to act.

Nothing to steal

No funds, keys or personal data held. Global from day one, with little regulatory drag.

09 The team

Two founders who have already built, scaled and sold payments and identity companies together.

They worked side by side at SiVault Systems, Hypercom and VeriFone, through two exits, and have done it again since: ventures founded, platforms scaled and companies sold.

Jonatan Schmidt

Founder · Inventor
  • Chief Scientist, Technology & Information Officer, Hypercom (NYSE: HYC): unified product architecture that cut development cost ~55% and time-to-market ~60%; trusted-transaction platform across 108 countries and 30B+ transactions a year.
  • CTO, VeriFone / One Network: co-architected the HP/VeriFone integrated payment platform deployed at major US and European banks; $25M+ in contracted annual services revenue; first prepaid reusable Mastercard-branded product.
  • CSO & CTO, SiVault Systems (NASDAQ: SVTL): biometric signature authentication and a five-nines financial-grade data centre.
  • Founder of NFC mobile-payment ventures with national deployments in Russia and Sri Lanka; CSO at Bay Microsystems (revenue doubled in 14 months).
  • Inventor on a portfolio of 75+ patent applications across self-sovereign identity, AI agents and security.

Emilian Elefteratos

Co-founder · Chief Operating Officer
  • Founder & CEO, SiVault Systems, then CRO, Hypercom and SVP Operations, VeriFone: led two exits; scaled revenue 5x with full P&L and 160 people under public-company commitments.
  • CEO, Medal, Inc.: first revenue to acquisition by Ciox Health in six months, a 16x return to investors.
  • COO, CalmWave and Banjo Health (clinical AI): a $14.5M contract with a top-25 US health system in seven months; win rate 19% → 65%; SOC 2 and HITRUST programmes.
  • Co-creator of Cisco's Professional Services division: led 32 of its 67 acquisition integrations; earlier built six joint ventures at BT generating £700M+.
10 The round

$10 million takes a platform that is already built to market.

The engineering is largely paid for. This round funds the launch: public release, first merchants and issuers, certifications, and the teams that turn a working platform into revenue, timed to the 2027 mandates.

Month 3
ORBLINK public on iOS & Android
Month 6
First ORBPAY merchants live
Month 11
EU acceptance mandate takes effect
Month 14
EBITDA positive (base case)
Month 24
Series A on live traction
11 Next step

Let's talk. Twenty-five minutes is enough to see it work.

We'll show ORBLINK running on two phones and an ORBPAY checkout end to end, then walk through the model and the round.

Download the 3-page PDF

See the products live: orbis.id · orblink.id · orbpay.id

Contact
Jonatan Schmidt
Founder, ORBIS · Dallas, Texas
Jonatan@orbis.id
Email Jonatan

This page is for information only. It is not an offer to sell or a solicitation of an offer to buy any security; any offering will be made only through definitive documents to qualified investors. Financial figures are an illustrative planning model, not a forecast. Market figures are from the named third-party sources and are not additive. © 2026 ORBIS.